Are you one of those people who will drive around to find the lowest possible gas price before filling up your tank? I used to care a lot about gas prices, but then I sat to think about it and started to wonder, does that 5 or 10 cents a gallon really make a difference?
I recently discovered this handy calculator that lets you input the data to see how much you really save by traveling for gas. If I drive an additional 4 miles to the station where it is $3.89 instead of $4.00 per gallon, I will save $1.01 for my car that has a 15 gallon tank and gets about 25 miles per gallon. The important point here: I will only save $1.00 for searching and scanning for a lower price.
I don’t know about you, but that falls into the “completely not worth it” category for me.
So, how can you save money on your car this month? Switch to a Drive Happy loan with Verity. We will beat your current rate by 100 basis points (usually 1%) and you get no payments for 90 days. (Disclaimer, check the Drive Happy link to get all the details and see what this loan will mean for you.) Let’s say you have a $400 car payment, at 6% interest somewhere else. When you save 1% your monthly payment will go down by at least a couple bucks a month (so you don’t have to think about trying to drive an extra 15 minutes looking for the cheapest gas station), which will save valuable mental energy. And, not having that $400 payment for the next 90 days means huge summer savings.
An easy way to save money this summer falls into my “totally worth it” category.
My name is Melina Young and I am the director of marketing at Verity Credit Union. I love everything to do with marketing, advertising, public relations and social media – especially all the research that goes into making a product or service really work for our members and making sure the right people hear about it. In addition to my time spent marketing, I have a blog and write about celiac disease, which I was diagnosed with in 2010. Basically, I can’t eat any of those foods we all love that are made with wheat, barley or rye.
I have also recently started running and completed my first 5k in 2011. Some people may not know that I used to do a lot of acting, dancing and singing in my life. I was in a Nike commercial with Gary Payton in junior high (if anyone ever finds the footage please send it my way!) and I used to compete as an opera singer in high school. I almost majored in musical theater in college, but I’m very glad with my decision to study marketing!