Saving up for a down payment to buy a home can be daunting. In fact, it’s the reason that many people cite when explaining why they can’t afford to purchase a home.
But, home ownership may be closer than you think!
Not only does Verity offer a variety of mortgage loan products, some with little or no down payment required, we also have a new down payment assistance program. You will need to talk with a mortgage loan consultant to learn if you are eligible for the assistance program, but you may qualify if you meet the following criteria:
- property being purchased is in the state of Washington
- you’re purchasing the primary residence for yourself
- your annual household income doesn’t exceed $145,000
If you are interested in learning more, contact us or stop by your local branch. And check out our current rates in the Real Estate Center.
No matter what mortgage product–or assistance–you qualify for, you can now complete your mortgage documentation electronically! This includes signing your closing documents. So get apply for a home mortgage loan at Verity and say “goodbye” to stacks of duplicated contracts and “hello” to signing with a swipe of your finger.
Verity NMLS 456945. Equal Housing Opportunity lender
Hi, I’m Kira. I joined Verity in early 2012 after a seven-year stint as a newspaper reporter. While I never thought my career path would veer off in this direction, I am loving my time at Verity. I recently moved from being a member services representative at the Alderwood Branch to being the marketing coordinator for the credit union.
I’m originally from Texas, but I have lived all over the country and the world, including Boston, Massachusetts, Anchorage, Alaska and Sydney, Australia. But in all my travels, the Pacific Northwest is the only place that has felt like home.
When not at work, I am usually home with playing with my son, husband, dog and three cats. During the rare times I don’t have a to-do list to plow through (and it’s not raining too hard), I can be found digging in the vegetable garden, training for a half-marathon, or grilling in the backyard.