If you’re an adult and have ever applied for a loan, you probably received a bunch of unsolicited credit card offers in the mail afterwards. Maybe one of them has a great bonus or introductory offer that you can’t refuse, so you apply for (and get) the card. It becomes your go-to card, and you really like it for awhile. But then for whatever reason, you don’t like it anymore — maybe the introductory rate expired and the new rate is too high, or maybe you don’t like the rewards associated with the card. You think you’re stuck until you pay off the balance because many places charge you to transfer the balance to another card.

And that’s where Verity comes in. We don’t charge a balance transfer fee! You can transfer your credit card balance to a Verity card and not have to pay us to do it.

And if you transfer that balance to a Verity credit card before October 1, you can choose to enjoy 2.99% Annual Percentage Rate for the first 12 billing cycles, OR (and this is the most popular offer) have your APR on the transferred balance locked in at 4.99% until it’s paid off. Yes, 4.99% APR for a credit card balance! Imagine you have a $5,000 balance on a credit card with an interest rate of 19.99% APR (not an uncommon rate for some cards). You can bring that to Verity and pay about 1/4 of the interest you had been on the old card! You would pay your normal interest rate on any new purchases, but Verity’s rates are lower than other credit card providers due to the fact we’re a member-owned credit union and pass along profits to our members in the form of better rates and fees.

So, if you’re looking for a new credit card, check out the three Verity has to offer, all with different perks. And if you already have a Verity card, don’t worry — this offer applies to you too!

Hurry, the balance transfer promotion ends October 1.

 

Kira Cox

Hi, I’m Kira. I joined Verity in early 2012 after a seven-year stint as a newspaper reporter. While I never thought my career path would veer off in this direction, I am loving my time at Verity. I recently moved from being a member services representative at the Alderwood Branch to being the marketing coordinator for the credit union.

I’m originally from Texas, but I have lived all over the country and the world, including Boston, Massachusetts, Anchorage, Alaska and Sydney, Australia. But in all my travels, the Pacific Northwest is the only place that has felt like home.

When not at work, I am usually home with playing with my son, husband, dog and three cats. During the rare times I don’t have a to-do list to plow through (and it’s not raining too hard), I can be found digging in the vegetable garden, training for a half-marathon, or grilling in the backyard.

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