Financial Counseling, or Financial Coaching as we like to call it around here, is often perceived as a service for people who are trying to get their finances back on track after a financial misstep or two. Whether it’s a credit issue, a couple missed payments or any other financial misfortune, Financial Coaching can be the key to success. When you sit down with a Coach you work as a team to get money matters in hand. When you stick with a plan, the results are great!
But Financial Coaches are so much more than that. We’re here to help everyone achieve their financial dreams. What if you’re one of those people who have your personal financials pretty much dialed in? You make your payments on time. Your credit is fine. You aren’t struggling financially and your job is stable. Could you benefit by talking with a Financial Coach? You bet!
Just as an example (because it’s one of my all-time favorite topics), I’m sure everyone wonders whether or not they’ll have enough saved up when it’s time to retire. We all know that the sooner you start saving, the better off you’ll be, but as we age we have to ramp up those savings. You might regularly tuck some money away each month for just that purpose, but do you know if you’re saving enough? And where are you putting those savings? Are you making the most of tax deferred accounts? A Financial Coach can connect you with the resources and people who can help you increase your savings.
What about your kids? Do you have a teen headed off to school? Are they prepared to be somewhat financially independent? Have you discussed the importance of having an emergency savings account? Are they keeping a current accounting of their debit card use and account deposits? Meeting with a Financial Coach can maximize the impact of any previous conversations you’ve had with your teen about money. Further, you can make sure that your son or daughter has the right tools in place to give them a successful start.
Regardless of your financial goals and obligations, working with a Financial Coach has something to offer everyone. Plus, it gives us here at Verity a chance to get to know you better – something we always enjoy! If you’d like to speak to a Coach, just let your branch know and we’ll be in touch.
My name is Alicia Diefenbach and I’m a Community Relations Specialist at Verity Credit Union. I absolutely love my role at Verity! I have the opportunity to explore the communities in which we’re located, reach out to organizations and individuals making these places dynamic, inviting places to live, and get involved with activities that support their well-being.
In my spare time I dote on my vegetable garden. It still never ceases to amaze me that I can create my dinner out of dirt, some seeds, and cooperative weather. I love my dog, Frank. Also, I go to rock shows. A whole lotta rock shows.