For most people, buying a car is the first big-ticket purchase they make. And other than potentially buying a house, buying a vehicle continues to be among the largest purchases people make in their lives. And since most of us aren’t able to buy a car with cash, we take out loans to buy our vehicles and get used to having our monthly car payments.

But if you refinance your car loan with Verity, you can enjoy no payments for up to 90 days.* That means if you refinance your car now, you don’t have to make your first payment until the second half of August. That’s almost the entire summer! Just think about what you can do with that extra money in your account — enjoy a mini vacation, go to the water park, take a camping trip, or buy new patio furniture are the things near the top of my list.

As part of our Drive Happy promotion, we can also lower the rate on your auto loan compared to what you had at your other financial institution. Many people are able to lower their rate by more than 1 percent, but it all depends on your credit, value of the vehicle and income. Call us or visit a branch and see how we can help you save money this summer and over the life of your loan.

And while most people have loans for their vehicles, this promotion also applies to motorcyle, boat and RV loans!

But hurry! The Drive Happy auto refinance promotion ends July 31, 2017.

*Payment deferral based upon credit worthiness. The minimum rate after discount is 2.99% Annual Percentage Rate (APR) and the maximum rate is 16% APR. The APR you receive is based on your creditworthiness, repayment schedule, age and type of vehicle, and loan-to-value ratio. Offer valid only to refinance vehicle, motorcycle, boat or RV loans from another financial institution from May 1, 2017 through July 31, 2017. Applications must be received by July 31, 2017 to be eligible for the promotion. Maximum vehicle mileage for financing is 175,000 for gasoline, hybrid and electric; 200,000 for diesel engines. Maximum vehicle age is 15 years.

Kira Cox

Hi, I’m Kira. I joined Verity in early 2012 after a seven-year stint as a newspaper reporter. While I never thought my career path would veer off in this direction, I am loving my time at Verity. I recently moved from being a member services representative at the Alderwood Branch to being the marketing coordinator for the credit union.

I’m originally from Texas, but I have lived all over the country and the world, including Boston, Massachusetts, Anchorage, Alaska and Sydney, Australia. But in all my travels, the Pacific Northwest is the only place that has felt like home.

When not at work, I am usually home with playing with my son, husband, dog and three cats. During the rare times I don’t have a to-do list to plow through (and it’s not raining too hard), I can be found digging in the vegetable garden, training for a half-marathon, or grilling in the backyard.

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